On the heels of its definition of qualified mortgages, the Consumer Financial Protection Bureau released its new rules for high-cost mortgages, as required by Dodd-Frank. Here’s an outline. One important note, especially for smaller banks and … [Read more...]
Foot Traffic: Valdosta
Foot traffic provides a strong indication of future home sales. SentriLock, LLC. provides NAR Research with monthly data on the number of showings. Foot traffic during December in the area covered by the Valdosta Association of REALTORS® (GA) … [Read more...]
Belief in Homeownership by Age Group [INFOGRAPHIC]
Jobless Claims
In each Economic Update, the Research staff analyzes recently released economic indicators and addresses what these indicators mean for REALTORS® and their clients. Today’s update discusses unemployment insurance claims. Initial claims for … [Read more...]
Zillow: Almost 30% of homeowners are mortgage free
When the folks at Zillow did their analysis, they found that “Almost 21 million Americans, or 29.3 percent of homeowners, own their homes outright.” Unfortunately, only one Virginia-area city was mentioned specifically in the report, and … [Read more...]
CFPB to release qualified mortgage(s) rule
(Updated 2013-01-10 at 11:17 to clarify the limit on points and fees that can be charged.) The Consumer Financial Protection Bureau, after years of discussions, comments, hearings, and the like, will finally be releasing its Qualified Mortgage (QM) … [Read more...]
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