REALTORS® have been aware of tight lending conditions for years. Data on average FICO scores, debt-to-income ratios and downpayments support this conclusion. However, a recent survey conducted by the Federal Reserve sheds more light on which … [Read more...]
5 Reasons to Buy a Home Now Instead of the Spring
Based on prices, mortgage rates and soaring rents, there may have never been a better time in real estate history to purchase a home than right now. Here are five major reasons purchasers should consider buying: Supply Is Shrinking With inventory … [Read more...]
Case Shiller and FHFA Housing Data
In each Economic Update, the Research staff analyzes recently released economic indicators and addresses what these indicators mean for REALTORS® and their clients. Today’s update discusses housing data released by Case Shiller and the … [Read more...]
Immigrants Are Future Home Buyers: Countries of Origin (2011)
The United States attracts about 1 million immigrants (permanent residents) coming annually for family, work, and security or political reasons. In 2011, the top countries of origination were Mexico (143,446), People’s Republic of China (87,016), … [Read more...]
Luxury Housing Market Beginning to Surge
The National Association of Realtors (NAR) in their last Existing Home Sales Report revealed that sales of homes over $1 million dollars in the country increased 44.1% over the same period last year. One of the reasons for this increase is that … [Read more...]
The Fiscal Cliff and Deficits
The fiscal cliff cannot be allowed to occur or the economy will go into a recession. A fresh round of job cuts is the last thing the real estate market needs just as it is emerging out of a prolonged slump. A likely outcome would see small tweaks … [Read more...]
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