At the April 7th Rally I spent some time talking about Ann Landers quote, "Nobody gets to live life backward. Look ahead, that is where your FURTURE LIES!" This is our TIME here at CENTURY 21 Nachman Realty all we have to do is GRAB IT! We need to … [Read more...]
Lending Shifting, but Still Tight
The Federal Reserve released its survey of senior loan officers (SLOOS) earlier this week. On its face, the survey suggests a modest loosening of credit for prime and non-traditional lending. However, the picture is a little more mixed for those … [Read more...]
The International Home Buyer: Expected Use
International home buyers are diverse group with a variety of interests. Resident foreigners, including recent immigrants, typically look for a home for their residence – frequently in a suburb. In contrast, non-resident foreigners more … [Read more...]
Reflecting on the 30-year Fixed Rate Mortgage
The sharp rise in mortgage rates from May to July of this year presents an opportunity to reflect on the merits of one pillar of the US mortgage finance system; the 30-year fixed rate mortgage. The 30-year FRM has many positive and a few negative … [Read more...]
The First-Time Buyer: Characteristics
The first-time buyer has some characteristics different from the market as a whole. Based on data from the January to June 2013 REALTORS® Confidence Index surveys, 91percent of first-time buyers purchased their home using a mortgage. The median … [Read more...]
Government Revenue and the Economy
What happens to government revenue and the economy if the mortgage interest or property tax deductions are eliminated? A new, independent research study weighs in… Two new case studies by the Tax Foundation, a non-partisan tax research group based in … [Read more...]
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